Real estate appraisal services for homeowners in the city of Partlow and Spotsylvania County

The top 7 reasons why VA homeowners hire Commonwealth Appraisal, Inc.:

To get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge a property tax assessment
To cut a mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
Review another appraiser's report for verification
If property needs to be divided because of a divorce
To settle an estate in Spotsylvania county or VA by determining the true market value of real estate in question

Own a home in or near Partlow, VA and need help determining the price of it?
Contact Commonwealth Appraisal, Inc..

At Commonwealth Appraisal, Inc., we understand the individual needs of a consumer looking for appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Commonwealth Appraisal, Inc. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very important negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. It's an independent third party's opinion of your house's value, and not just how much you think your home is worth. Interested buyers know you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value judgement than yours.

Appraisals to cancel PMI

PMI stands for Private Mortgage Insurance. A fashionable money saver for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping customers just like you dismiss unwanted PMI insurance.

Challenge a property tax assessment

Your local tax assessor may have your house overvalued if you live in a local area that is going down or not appreciating as much as other homes close by. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better off you'll be. When contesting your property tax assessment, getting a professional appraisal from Commonwealth Appraisal, Inc. is your number one weapon.

Was your HELOC recently frozen?

If your property is near a declining area, your lender just may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be disadvantageous from a cash flow angle, and destructive to your credit score since it may appear as though that credit line is maxed out. Commonwealth Appraisal, Inc. can help you reinstate your HELOC.

We Also Offer Field and Desktop Appraisal Review Services

Do you need a seasoned professional to double-check your appraisal for verity, or do you need a second opinion without the added expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. Or, if you need it ASAP, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may wish to utilize this service if you suspect mortgage fraud related to your home.